• Accidental Damage Cover*
    Accidents like knocking over a tin of paint, dropping a valuable vase or having an escape of water from a pipe can be an inconvenient and expensive experience but our Home Insurance includes full accidental damage cover for both Buildings and Contents as standard.

  • Trace and Access Cover*
    Finding and accessing the source of an oil or water leak is often an expensive and disruptive process but we include up to £5,000 worth of cover as standard on our Home Insurance.

  • Worldwide Personal Possessions Cover*
    Home Insurance includes up to £10,000 worth of worldwide personal possessions cover as standard to protect your valuables such as spectacles, cameras and mobile phones while outside of your home in the Isle of Man or UK and up to 60 days abroad in any period of insurance.

  • Pedal Cycles*
    Home Insurance includes cover for your pedal cycles with up to £750 per pedal cycle included as standard with an option to increase for higher valued cycles available.

  • Local Isle of Man Claims Assessor*
    To ensure the best level of service all Home Insurance claims are handled by a local independent Isle of Man assessor.

* Terms and conditions apply — refer to your policy wording.

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